Privacy Policy
At Kamety (a product of Jungle Star Inc.), we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform. Please read this policy carefully.
1. Information We Collect
1.1 Personal Information You Provide
When you create an account or use our services, we may collect:
- Account Information: Name, email address, phone number, profile picture
- Financial Information: Bank account details (for payouts), transaction history within groups
- Group Information: Kamety/committee details, member lists, contribution records
- Communications: Messages sent through our platform, support inquiries, feedback
- Identity Verification: Government ID, proof of address (for KYC compliance)
1.2 Automatically Collected Information
When you use our platform, we automatically collect:
- Device Information: IP address, browser type, operating system, device identifiers
- Usage Data: Pages visited, features used, time spent, click patterns
- Location Data: Approximate location based on IP address
- Cookies and Tracking Technologies: To enhance user experience and analyze usage
2. How We Use Your Information
We use your information for the following purposes:
- Provide and Maintain Services: Create accounts, process transactions, send notifications, manage groups
- Improve Our Platform: Analyze usage patterns, fix bugs, develop new features
- Communicate With You: Send service updates, payment reminders, security alerts, and respond to inquiries
- Ensure Security: Detect and prevent fraud, unauthorized access, and other security issues
- Legal Compliance: Comply with applicable laws, regulations, and legal requests
- Personalization: Customize your experience and show relevant content
3. Legal Basis for Processing (GDPR)
For users in the European Economic Area (EEA), we process your personal information based on:
- Contract Performance: To fulfill our agreement with you
- Legal Obligation: To comply with KYC/AML regulations
- Legitimate Interests: To improve services and prevent fraud
- Consent: For marketing communications and optional features
4. Information Sharing and Disclosure
We do not sell your personal information. We may share your information in the following circumstances:
4.1 Within Your Savings Groups
Other members of your Kamety/committee groups can see your name, profile information, contribution status, and payout schedule as necessary for group functioning.
4.2 Service Providers
We share information with third-party vendors who assist us with payment processing, data hosting, customer support, email delivery, and analytics. These providers are contractually obligated to protect your data.
4.3 Legal Requirements
We may disclose information if required by law, court order, or government regulation, or to protect our rights, property, or safety, or that of our users.
4.4 Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.
5. Data Security
We implement industry-standard security measures to protect your information, including:
- Encryption: 256-bit SSL/TLS encryption for data in transit and at rest
- Access Controls: Strict authentication and authorization protocols
- Regular Audits: Security assessments and vulnerability testing
- Employee Training: Data protection and privacy best practices
- Multi-Factor Authentication: For administrative access
However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as your account is active or as needed to provide services. After account closure, we may retain certain information for:
- Legal compliance and regulatory requirements (5-7 years for financial records)
- Fraud prevention and security purposes
- Legitimate business needs (e.g., financial audits)
You can request deletion of your data by contacting privacy@kamety.com, subject to legal retention requirements.
7. Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of your personal data
- Correction: Correct inaccurate or incomplete information
- Deletion: Request deletion of your data (subject to legal limitations)
- Restriction: Limit how we use your data
- Portability: Receive your data in a machine-readable format
- Objection: Object to certain processing activities
- Withdraw Consent: Withdraw previously given consent
To exercise these rights, contact us at privacy@kamety.com. We will respond within 30 days.
8. International Data Transfers
As Jungle Star Inc. is based in Canada, your personal data may be transferred to and processed in Canada. We ensure appropriate safeguards are in place for such transfers, including Standard Contractual Clauses (SCCs) where required.
9. Children's Privacy
Our services are not intended for children under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
10. Contact Information
If you have questions or concerns about this Privacy Policy or our data practices, please contact our Data Protection Officer:
Email: privacy@kamety.com
Address: Jungle Star Inc., Canada
Data Protection Officer: dpo@kamety.com